One of the fundamental choices you face in every encounter is the choice to approach or avoid.

Network selectively. Nothing says "business newbie" like shotgun networking. "You never know when someone might say yes" is marketing for dummies. Take the time to build a profile of your ideal customers, and target your networking activities to reach them. Speak to those who are already predisposed to want what you offer. Almost any profile is better than "anyone with a pulse."

Regardless of others' reactions, do your best to stay true to yourself. Make the choices that allow you to look in the mirror and feel good about the person gazing back at you.

Replace "Have to" with "Want to."

You must assume 100% responsibility for your financial life. If you're going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible.

If you want to experience abundance, then don't choose a path that ensures scarcity or limitation. Choose a path that has a shot of leading to prosperity. Say no to non-prosperous choices like a job with a fixed paycheck.

For good or ill, your habits will make or break you.