If someone offers you a gift, and you decline to accept it, the other person still owns that gift. The same is true of insults and verbal attacks.

Spiritual development requires the freedom to connect with different parts of reality in order to understand them more fully. The more you're able to explore, the more connections you can form, and the greater your spiritual growth will be. When you feel a strong desire to connect with something in your reality, listen to your intuitive guidance, and make the connection.

Fear is not your enemy. It is a compass pointing you to the areas where you need to grow.

Treat your business relationships like friendships (or potential friendships). Formality puts up walls, and walls don't foster good business relationships. No one is loyal to a wall... except the one in China.

The most intelligent thing you can possibly do with your life is to grow.

You must assume 100% responsibility for your financial life. If you're going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible.

Network selectively. Nothing says "business newbie" like shotgun networking. "You never know when someone might say yes" is marketing for dummies. Take the time to build a profile of your ideal customers, and target your networking activities to reach them. Speak to those who are already predisposed to want what you offer. Almost any profile is better than "anyone with a pulse."