If someone offers you a gift, and you decline to accept it, the other person still owns that gift. The same is true of insults and verbal attacks.

Risk the stuff. It's worthless anyway. But don't make the insane choice of sacrificing your happiness for stuff.

You must assume 100% responsibility for your financial life. If you're going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible.

I got screwed over in some bad business deals, but as long as I focused on those past problems, I couldn't move forward. I had to let all of that go and forgive everyone and everything first.

If something is important enough to you that you feel the urge to donate your money or time to it, I think it's best to try to express that form of giving through your career, not just as something you do on the side. If you enjoy your volunteering and charitable activities more than your career, it means your career is in serious need of an upgrade. In my opinion your career should be your best outlet for giving.

For good or ill, your habits will make or break you.

You can move beyond the ego's perspective and see reality from the perspective of a higher consciousness.