After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on your long-term financial goals, from paying off the mortgage to putting away for retirement. Ideally, you should talk about all this before you wed. If you don't, you can end up deeply frustrated and financially spent.

Never, ever invest money that you will need prior to three to five years - minimum.

If you expect your money to take care of you, you must take care of your money.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.

It's easy to underestimate the real cost of home ownership.