After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on your long-term financial goals, from paying off the mortgage to putting away for retirement. Ideally, you should talk about all this before you wed. If you don't, you can end up deeply frustrated and financially spent.

Owning a home is a keystone of wealth - both financial affluence and emotional security.

What women need to understand is that you cannot save a child if you can't save yourself.

Remember to remember your power - everything you've learned with these steps to financial freedom - and put it all into practice everyday, because in the grand scheme of life, you'll never really know how things are meant to turn out until they turn out.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

Never, ever invest money that you will need prior to three to five years - minimum.

Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.