Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.

Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those who have very low interest rates (2-2.5 percent) on student loans and know everything is secure, great.

When it comes to tackling your financial goals, whatever they might be, there's no time like the present.

When someone chooses to value herself over the things she can buy, true transformation begins.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

The world needs another vehicle to get people to pay in cash.

What's keeping you from being rich? In most cases it's simply a lack of belief. In order to become rich, you must believe you can do it, and you must take the actions necessary to achieve your goal.