You must remember the value that you add to others and not just what others have added to you. That's how we build self-worth, which, in my opinion, is just as important as net worth.

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.

Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?

Stop buying things you don't need, to impress people you don't even like.

They got married, they got divorced, and half their money goes out the window.