... true financial freedom doesn't depend on how much money you have. Financial freedom is when you have power over your fears and anxieties instead of the other way around.

Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.

When you can be happy in your sadness as you are in your happiness. Then you know the key to life.

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

Put your financial life on autopilot as a form of 'forced' saving.

When you've been battered down and battered down and battered down, your spirit gets broken.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.