When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you?

When you start really respecting yourself, those you love, and your money, the result is that you start having control over your money. What follows from that is control over your life.

It's better to do nothing with your money than something you don't understand.

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

Opt for a fixed-rate rather than an adjustable-rate mortgage.