If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

I've learned an encyclopedia version of life from Oprah Winfrey.

Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

When it comes to tackling your financial goals, whatever they might be, there's no time like the present.

You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures.