Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.

Opt for a fixed-rate rather than an adjustable-rate mortgage.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

Thoughtful financial planning can easily take a backseat to daily life.

Power comes from who you are, not what you have, and the transformation starts with how you allow others to treat you.

You can never solve a financial problem with money. The only way for you to have a larger net worth is for you to go within to see why you are going without.