Success is not how many zeroes your bank account has. It's about making the most of the life you have.

Make this the year you tackle that credit card debt once and for all.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

Live below your means but within your needs.

Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to be cherished and adored by someone. I am worthy of an intimate and fulfilling relationship. I won't settle for less than I deserve. I will do whatever it takes to create that for myself.

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.