Success is not how many zeroes your bank account has. It's about making the most of the life you have.

If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.

Messages about money are passed down from generation to generation, worn and chipped like the family dishes.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share.

Opt for a fixed-rate rather than an adjustable-rate mortgage.

Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.