If you have debt I'm willing to bet that general clutter is a problem for you too.

Owning a home is a keystone of wealth - both financial affluence and emotional security.

When you start really respecting yourself, those you love, and your money, the result is that you start having control over your money. What follows from that is control over your life.

Many people are dreaming. Let me rent. Let me have a job. Let me work until I'm 70. That's not what the American Dream used to be. It used to be, let me own a home. Let me retire at 59 and a half or 65 at the latest. Let me do this. And now, really, given what's happened, good luck with anything happening unless you do it yourself.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.