You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm never going to pay that back. What am I going to do?' Listen to me and listen to me good, class of 2013. I want you to think back to all of these things you said to yourself, 'I can't do that. I can't palpate a cow. And what's worse, palpating a cow or taking semen from a horse?' But you did it, didn't you?

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

The key to making money is to stay invested.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

Although money alone won't make us happy, the lack of money surely will make us miserable.

Here's my gift-giving rule: Respect your current financial situation.

When it comes to money, if you have it, you may feel that you don't deserve it—guilt. If you don't have it, you may feel that you should have it—guilt.