Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people.

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it; not least because when you bring emotion into the conversation, you furnish your colleagues with an easy "out" for dismissing you. If you are able to strip out the emotion, however, people have to deal with you based on the facts.

Success is not how many zeroes your bank account has. It's about making the most of the life you have.

It's better to do nothing with your money than something you don't understand.