Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people.

It's not selfish to give TO yourself as much as you give OF yourself

The way to build your savings is by spending less each month.

The truth is that you are nothing more than the custodian of your inner and outer wealth while you are on this planet. All you have to decide is what kind of custodian do you want to be? Do you want to be a good custodian of your inner and outer wealth? Or a bad custodian?

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

Never invest emergency savings in the stock market.