If you have debt I'm willing to bet that general clutter is a problem for you too.
Here's my gift-giving rule: Respect your current financial situation.
I think they've been baby bummers.
Messages about money are passed down from generation to generation, worn and chipped like the family dishes.
Success is not how many zeroes your bank account has. It's about making the most of the life you have.
There isn't a part of our lives that money doesn't touch - it affects our relationships, the way we go about our everyday activities, our ability to make dreams reality, everything.