Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think.

Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to be cherished and adored by someone. I am worthy of an intimate and fulfilling relationship. I won't settle for less than I deserve. I will do whatever it takes to create that for myself.

So many financial dreams are thwarted by the failure to act upon good intentions.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

The world does not need another credit card.

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.