When you start really respecting yourself, those you love, and your money, the result is that you start having control over your money. What follows from that is control over your life.

Make this the year you tackle that credit card debt once and for all.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."

Power comes from who you are, not what you have, and the transformation starts with how you allow others to treat you.

What happens to your money directly affects the quality of your life -- not your stockbroker's life or your banker's life, but YOUR life.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.