Every morning I wake up, I can't even wait to go and see what life can I change today. It doesn't have to be a lot of lives, but I can change one life a little bit here, a little bit there, and I hope that everything I create, people know that.

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

Thoughtful financial planning can easily take a backseat to daily life.

You have to see every potential roadblock as an opportunity and a benefit.

You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm never going to pay that back. What am I going to do?' Listen to me and listen to me good, class of 2013. I want you to think back to all of these things you said to yourself, 'I can't do that. I can't palpate a cow. And what's worse, palpating a cow or taking semen from a horse?' But you did it, didn't you?