At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you?

You must remember the value that you add to others and not just what others have added to you. That's how we build self-worth, which, in my opinion, is just as important as net worth.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

abundance is in crucial ways a state of mind.

Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people.

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

I think they've been baby bummers.