At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you?

Opt for a fixed-rate rather than an adjustable-rate mortgage.

No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

Put your financial life on autopilot as a form of 'forced' saving.

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.

I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.