At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you?

You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

Opt for a fixed-rate rather than an adjustable-rate mortgage.

In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures.