Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

The world does not need another credit card.

Money is a living entity, and it responds to energy exactly the same way you do. It is drawn to those who welcome it, those who respect it. Wouldn't you rather be with people who respect you and who don't want you to be something you're not? Your money feels the same way.

I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

Money is the only thing you can use even if you don't have any. ... There's always a credit card.

Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.