If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.

To enjoy a long, comfortable retirement, save more today.

Money is a living entity, and it responds to energy exactly the same way you do. It is drawn to those who welcome it, those who respect it. Wouldn't you rather be with people who respect you and who don't want you to be something you're not? Your money feels the same way.

I'd rather make 50 percent of something than 100 percent of nothing.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card.

Many of the good things would never have happened if the bad events hadn't happened first.