Ignore the annual percentage rate when shopping for a mortgage.

people's feelings about themselves change when they change the way they handle their money. Once they begin treating their money with respect, their self-respect shoots up as well.

They got married, they got divorced, and half their money goes out the window.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.

Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.

When you can be happy in your sadness as you are in your happiness. Then you know the key to life.