Ignore the annual percentage rate when shopping for a mortgage.

Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.

... show respect for your money ... Then your money will think and care about you in return.

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.

Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.