If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.

The happiest moment of my life happens once a day.

You have to see every potential roadblock as an opportunity and a benefit.

There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."