If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.

If you have debt I'm willing to bet that general clutter is a problem for you too.

It's only when we give to ourselves as passionately as we give of ourselves that we create the life we want and deserve.

Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.

I am a big believer that orderliness begets wealth.

Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial oxygen mask on their face first. When they're solid, they can pick up the whole world.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom