People first, then money, then things.

You can never solve a financial problem with money. The only way for you to have a larger net worth is for you to go within to see why you are going without.

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track.

Opt for a fixed-rate rather than an adjustable-rate mortgage.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

To enjoy a long, comfortable retirement, save more today.