Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.

Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life.

I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

I think they've been baby bummers.

Messages about money are passed down from generation to generation, worn and chipped like the family dishes.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

Money is the currency of life because it is the external measurement system that all of us have as to how we judge where we are in our own lives.