I get more inspired by seeing everyday people succeed against the odds than anything else in life.
I think they've been baby bummers.
If you're going to live in the house make it your goal to just pay off your mortgage.
Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.
Time and love are the most valuable possessions you can share.
Who would you want to be giving you advice? Somebody who doesn't have any money?