Abundance is about being rich, with or without money.

Remember to remember your power - everything you've learned with these steps to financial freedom - and put it all into practice everyday, because in the grand scheme of life, you'll never really know how things are meant to turn out until they turn out.

Put your financial life on autopilot as a form of 'forced' saving.

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those who have very low interest rates (2-2.5 percent) on student loans and know everything is secure, great.

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.