People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

Many of the good things would never have happened if the bad events hadn't happened first.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

Live below your means but within your needs.

You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

I've learned an encyclopedia version of life from Oprah Winfrey.