It pays to be a fee fiend.

The key to making money is to stay invested.

It's only when we give to ourselves as passionately as we give of ourselves that we create the life we want and deserve.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

Private student loans should be avoided at all costs.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

Never, ever invest money that you will need prior to three to five years - minimum.