If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape.

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

Cleanliness is a state of purity, clarity, and precision

Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

Money is the currency of life because it is the external measurement system that all of us have as to how we judge where we are in our own lives.

I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.