If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

I'd rather make 50 percent of something than 100 percent of nothing.

I want to see a new system. I believe that the credit scoring system is broken. That's my belief.

Many people are dreaming. Let me rent. Let me have a job. Let me work until I'm 70. That's not what the American Dream used to be. It used to be, let me own a home. Let me retire at 59 and a half or 65 at the latest. Let me do this. And now, really, given what's happened, good luck with anything happening unless you do it yourself.

With success comes unhelpful criticism - ignore it.

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.