I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

Live below your means but within your needs.

abundance is in crucial ways a state of mind.

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.

I am a big believer that orderliness begets wealth.

Money will respond to you just like people do.