We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

When someone chooses to value herself over the things she can buy, true transformation begins.

One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself, a very wise teacher once taught me this, is to meet the needs of the people, places and the times around you and offering those services to God.

There is nothing more beautiful than a confident woman.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think.

I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love.