No one's ever achieved financial fitness with a January resolution that's abandoned by February.

Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.

With success comes unhelpful criticism - ignore it.

Messages about money are passed down from generation to generation, worn and chipped like the family dishes.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

Power comes from who you are, not what you have, and the transformation starts with how you allow others to treat you.

Cut back your spending now.