I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

It's only when we give to ourselves as passionately as we give of ourselves that we create the life we want and deserve.

When you've been battered down and battered down and battered down, your spirit gets broken.

Find $50 a month for savings. No excuses!

When it comes to tackling your financial goals, whatever they might be, there's no time like the present.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

I am a big believer that orderliness begets wealth.