Stop saying yes out of fear about what others will think about you and say NO out of love for yourself!

Many people are dreaming. Let me rent. Let me have a job. Let me work until I'm 70. That's not what the American Dream used to be. It used to be, let me own a home. Let me retire at 59 and a half or 65 at the latest. Let me do this. And now, really, given what's happened, good luck with anything happening unless you do it yourself.

People first, then money, then things.

The way to build your savings is by spending less each month.

I believe in God big time and I'm proud to say I believe in God.

If you're not staying on top of your money, you are putting your financial well-being at risk.

If you're going down the street and you're going the wrong way, remember - God permits U-turns.