Stop saying yes out of fear about what others will think about you and say NO out of love for yourself!

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.