The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

Cut back your spending now.

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.

people's feelings about themselves change when they change the way they handle their money. Once they begin treating their money with respect, their self-respect shoots up as well.

When you are grateful - when you can see what you have - you unlock blessings to flow in your life.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

If you're going down the street and you're going the wrong way, remember - God permits U-turns.