Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on your long-term financial goals, from paying off the mortgage to putting away for retirement. Ideally, you should talk about all this before you wed. If you don't, you can end up deeply frustrated and financially spent.

Money is a topic that touches all races, all religions, all sexes, all ages, all tax brackets. It's a universal language that truly has been held up to us in society as a thing that determines whether we are successful, worthy, whether we have contributed something to life or not.

What women need to understand is that you cannot save a child if you can't save yourself.

Never, ever invest money that you will need prior to three to five years - minimum.

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.