If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.
Suze OrmanPeople have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.
Suze OrmanFor all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.
Suze Orman