You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it.

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.

If you're going down the street and you're going the wrong way, remember - God permits U-turns.

... show respect for your money ... Then your money will think and care about you in return.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

I believe in God big time and I'm proud to say I believe in God.

If you're going to live in the house make it your goal to just pay off your mortgage.