You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it.

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.

The way to build your savings is by spending less each month.

The happiest moment of my life happens once a day.

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.