How do you want to live your life? How do you want to play the game? Do you want to play in the big leagues or in the little leagues, in the majors or the minors? Are you going to play big or play small? It's your choice.

The only time you are actually growing is when you are uncomfortable.

I don't know about you, but where I went to school, Money Management 101 wasn't offered. Instead we learned about the War of 1812, which of course is something I use every single day.

People are so afraid of hearing "No" that they often don't even try. You have nothing to lose by just asking! A good friend of mine once told me, "Harv, a closed mouth won't get fed." Open your mouth! Say something if negotiations aren't going the way you'd like.

Rich people are excellent receivers. Poor people are poor receivers.

You don't have to go fast...you just have to go.

The play account rule is that it must be spent every month. That's right! Each month you have to blow all the money in that account in a way that makes you feel rich. For example, imagine walking into a massage center, dumping all the money from your account on the counter, pointing to the massage therapists, and saying, "I want both of you on me. With the hot rocks and the frickin' cucumbers. After that, bring me lunch!"