This is not my phrase, but if you're stuck in the past, then you're depressed. If you're stuck in the future, then you're anxious.

Are you better off than you were one year ago, one month ago, or one week ago? If not, things will not improve by themselves.

The brain is where most people really screw up.

If it's important to you and you want to do it 'eventually', just do it and correct course along the way.

If only I had more money is the easiest way to postpone the intense self-examination and decision-making necessary to create a life of enjoyment - now and not later.

If you don't have time, the truth is, you don't have priorities. Think harder; don't work harder.

Changing the world doesn't require much money. Again, think in terms of empowerment and not charity. How much were Gandhi's teachers paid? How much did it cost to give Dr. Martin Luther King the books that catalyzed his mind and actions?