The fact is: You are not a manager of circumstance, you're the architect of your life's experience.

People will do more to avoid pain than they will do to gain pleasure.

Let's face it, we're not about to earn our way to wealth. That's a mistake millions of Americans make. We think that if we work harder, smarter, longer, we'll achieve our financial dreams, but our paycheck alone-no matter how big-isn't the answer.

Hope works in these ways: it looks for the good in people instead of harping on the worst; it discovers what can be done instead of grumbling about what cannot; it regards problems, large or small, as opportunities; it pushes ahead when it would be easy to quit; it lights the candle instead of cursing the darkness.

It's not the events of our lives that shape us, but our beliefs as to what those events mean.

When people say money doesn't matter, it sure as hell does when you're able to show your mother a beach house and then hand her the keys to it. That was one of the happiest moments of my life.

Don't expect people to abide by your rules if you don't clearly communicate what they are. And don't expect them to live by your rules if you're not willing to compromise and live by at least some of theirs.