Most fears in life rarely come to fruition.

You're already a financial trader. You might not think of it in just this way, but if you work for a living, you're trading your time for money. Frankly, it's just about the worst trade you can make. Why? You can always get more money, but you can't get more time.

All goal setting must be immediately followed by both the development of a plan, and massive and consistent action toward its fulfillment.

I think spirituality is a part of everything. It doesn't need to be separated out from everything else.

It's your decisions, not your conditions, which shape your life.

Problems are spiritual lessons from God-spiritual lessons to be learned.

My philosophy is to "kill the monster while it's little." The best time to handle a "negative" emotion is when you first begin to feel it. It's much more difficult to interrupt an emotional pattern once it's full-blown.