I think the most important key to quality communication and interaction is developing an interest in the person you`re talking with. Most women know the secret to a quality conversation is to ask quality questions and have a sincere interest in hearing the answers. In fact, the best communicators very often say the least. It`s not the extrovert who dominates the conversation that a client feels most connected with, but rather the individual who shows a real and sincere interest in knowing about the life of the person they`re talking with.

The scary truth is 96 percent of mutual funds fail to match the market, and the 4 percent that do, they're always changing.

Your income right now is a result of your standards, it is not the industry, it is not the economy.

The ultimate success formula: I) Decide what you want (Be precise! Clarity is power) II) Take action (because desire is not enough) III) Notice what's working or not (You don't want to continue to expend energy on an approach that's worthless IV) Change your approach until you achieve what you want (Flexibility gives you the power to create a new approach and a new result.)

Much more devastating than frustration is the emotion of disappointment.

In order to take our lives to the next level, we must realize that the same pattern of thinking that has gotten us to where we are now will not get us to where we want to go.

The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.