What's the ultimate price I'll pay if I don't stop this indulgence now? By asking questions like this, they'll associate pain to overeating, and their behavior will change immediately.

Determination and persistence are melded together. Their basis comes from people who stay hungry and don`t allow themselves to get too comfortable. Entering a comfort zone is the fastest way to kill your drive and determination, at which point you begin to accept whatever you have as being "good enough." There is no self-esteem in accepting the status quo. There are tremendous emotional and psychological rewards that come with pushing yourself to break through past limits and, in the process, creating something of value for yourself and others.

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The Secret of living is giving

The average American thinks billionaire investors are going to be right based on some talking head. They invest and they have no backup plan. Americans think these guys are giant risk-takers. The truth is they believe in taking as little risk as humanly possible, for the maximum amount of upside. They're looking for that spread of disproportionate risk-reward.

People who focus on what they can't control are usually depressed, frustrated, angry, overwhelmed and lost. Sure, there's no way to look at the world and say it's fair, even or just.

The only way to create change in anyone`s psychology or belief system is to show them the consequences of their actions - or inaction.