There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call 'funny' banking.

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.

Yesterday is past. Tomorrow is only a promise. Only today is legal tender.

The most important ingredient for success in the stock market is a sharp sense of timing.

You would be surprised how many people are in the market not to make money but for the thrill of it!

You'll find that there will be an investment for every season, but there will be no investment for all seasons.

The three most important rules in selecting the right piece of real estate are location, location, location (and when we have periods of tight money I would add terms, terms, terms).