A mutual fund can do for you what you would do for yourself if you had sufficient time, training, and money to diversify, plus the temperament to stand back from your money and make rational decisions.

If you have never missed when investing, you haven't been in there trying.

Always remember, indecision is decision - usually against you.

It has been said that if you aim at nothing in life, you are likely to hit nothing! I have never had anyone come to me and say, 'Venita, I plan to fail.' Yet I have observed many who failed to plan and who unfortunately met with the same dismal results.

Rid yourself of the old myth, if it has been plaguing you, that money is not important. It is important - vitally important! It is just as important as the food it buys, the shelter it provides, the doctor bills it pays, and the education it helps to procure.

There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call 'funny' banking.

The most important ingredient for success in the stock market is a sharp sense of timing.