A mutual fund can do for you what you would do for yourself if you had sufficient time, training, and money to diversify, plus the temperament to stand back from your money and make rational decisions.

The money game is not like any other game. You cannot choose whether you'll play, for the money game is the only game in town.

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.

Rid yourself of the old myth, if it has been plaguing you, that money is not important. It is important - vitally important! It is just as important as the food it buys, the shelter it provides, the doctor bills it pays, and the education it helps to procure.

If you have never missed when investing, you haven't been in there trying.

Luck happens when preparedness and opportunity get together.

The three most important rules in selecting the right piece of real estate are location, location, location (and when we have periods of tight money I would add terms, terms, terms).