Thrift of time will repay you in after-life with a thousandfold of profit beyond your most sanguine dreams.

National injustice is the surest road to national downfall.

I am certain, from experience, of the immense advantage of strict account-keeping in early life. It is just like learning the grammar then, which when once learned need not be referred to afterwards.

Censure and criticism never hurt anybody. If false, they can't hurt you unless you are wanting in manly character; and if true, they show a man his weak points, and forewarn him against failure and trouble.

Avarice, where it has full dominion, excludes every other passion.

Show me the manner in which a nation or a community cares for its dead and I will measure with mathematical exactness the tender sympathies of its people, their respect for the laws of the land and their loyalty to high ideals.

Budgets are not merely affairs of arithmetic, but in a thousand ways go to the root of prosperity of individuals, the relation of classes and the strength of kingdoms.