Effort is the key, but direction and loyalty are paramount.

If you want to reach a goal, you must 'see the reaching' in your own mind before you actually arrive at your goal.

I'm so Optimistic I'll take my last 2 dollars and buy a Money Belt.

Time is the only commodity we deal with which cannot be counterfeited, stolen or placed in inventory. Remember, time is irreplaceable.

If you don't like your situation in life, don't fret or worry--do something about it. Worry less, and act more.

If standard of living is your major objective, quality of life almost never improves, but if quality of life is your number one objective, your standard of living almost always improves.

Be strong, but not rude; Be kind, but not weak; Be bold, but not bully; Be humble, but not timid; Be prooud, but not arrogant.